An insurance broker is an independent professional adviser who acts for you.
Insurance brokers are specialists in insurance protection.
We are independent and have an in depth working knowledge of the insurance market that provide a professional and objective advice on identifying risks and exposures, and recommend cost effective solutions.
Insurance brokers are instructed by you, and at all times, act on your behalf.
They are not agents of the insurance company.
Their independence ensures that you benefit from the convenience, knowledge, choice, innovation and their high level of professionalism:
Our task is to help you identify the risks to which you or your business may be exposed.
He or she can then advise you on what risks should be insured against, and then if you agree, the broker will canvass the insurance market to obtain the best insurance protection to meet your needs, at a competitive price.
We then arrange the insurance policy, and documentation; importantly, if you have a claim, we assist you ensure it is handled professionally and you receive your entitlement.
In personal and business matters, the correct insurance is vital. Wrong or inadequate protection can lead to disastrous consequences for individuals, families or businesses.
The right advice makes all the difference and prevents costly mistakes.
Insurance brokers undertake all the detailed discussions and negotiations on insurance matters for you, leaving you free to get on with running your business or tending to your own daily responsibilities.
As your circumstances change, we will review your policies ensuring that the policy is appropriate, and that you remain well protected.
We may suggest amendments to the policies in the light of market changes or changes in your business or domestic situation. This expertise is aimed at saving insurance costs and improving the effectiveness of the cover.
Convenience: As your broker, we arrange all the insurance and risk protection you need.
Knowledge: We have daily contact with many insurance companies, and know where to obtain the best insurance protection at the best cost.
Choice: We deal directly with most insurance companies, and can present your risks in the most effective way. We canvass the market to obtain competitive terms and costs, and then suggest a contract, which best fits, your needs.
Innovation: We help our clients reduce risks through modern risk management procedures and systems, thereby reducing their dependence upon insurance, with considerable cost savings.
Professionalism: We are members of the Insurance Brokers Association of New Zealand (IBANZ) and are bound by its Code of Practice professional standards and on-going educational requirements.
Jeffery Nathan is Account Manager of Aon Insurance Brokers New Zealand, Sponsor of the ‘Best Young Entrepreneur of the Year’ category of the Indian Newslink Indian Business Awards 2014. Mr Nathan can be reached on (09) 3629535 or 027-7027875; Email: firstname.lastname@example.org